Free Credit Report Gov

You have the right to a free credit report from the free credit report gov website. It is the only authorized source under federal law. You may request your annual free credit report once every 12 months from each of the three consumer reporting agencies, Equifax, Experian and TransUnion.

It is completely up to you if you wish to order all three credit reports at the same time. Or possibly ordering one now and the others later. The advantage of ordering all three credit reports at the same time is that you will be able to compare them. Then you would not be eligible for another free credit report for another 12 months.

The advantage of ordering one now and others later. One credit report every four months for example. Is that you could keep track of any changes or new information that appears on your annual free credit report. So if you request yours from only one credit agency today you can still request from the other two at a later date. That way, you will have access to your updated credit report every four months throughout the year. You may visit the website or call them directly at 877-322-8228 for additional information.

Free Credit Report Gov

  • Your Annual Free Credit Report lists the full detail on all your credit accounts.
  • It is important to stay on top of your credit reports and credit score before you apply for any loans or credit card. It tracks your past payments on all your loans and credit cards.
  • Your credit report is different than your credit score. Your credit score is a number that ranges from 300 to 850.

It only takes a couple of minutes to view and print your credit report from the free credit report gov website so there isn’t any reason not to do so.

Comments are closed.