CreditKarma.com Reviews – Everyone should know by now that you can always get your free credit report at annualcreditreport.com. But did you know that annualcreditreport.com will actually charge you for your credit score? That is right, you will only have free access to your credit report, which lists the full detail on all your credit accounts. But not so at CreditKarma.com where credit scores are always free and no credit card is needed.
The business model for CreditKarma.com is such that there is no way for you to even give them your credit card information. CreditKarma.com earns money by in-site advertising that is related to your financial needs. Which isn’t really a bad thing? Does this sound good to you? Ok, here is our quick review of CreditKarma.com.
CreditKarma.com Offers The Following Three Important Benefits:
- Free credit scores
- Information on improving your credit score
- A credit monitoring service
When signing up for CreditKarma.com, your free credit score is automatically displayed. You get detailed information on your loans and credit cards. CreditKarma also has an impressive credit simulator for you to use as well.
CreditKarma.com Credit Score
Your credit score is a number that ranges from 300 to 850. The credit score you saw last year or even last week for that matter, was a snapshot of your credit file at that moment in time. Credit scores are fluid and can change anytime your credit report file is updated with new information.
CreditKarma.com will show you how to maintain a high credit score so you will be offered attractive rates on any financing you may be looking for in the future.
Credit Monitoring Is Also Free At CreditKarma
CreditKarma.com sends you an email or text if there is ever a major status change in your credit file. Like if there is a new credit inquiry or a delinquent payment.
They will not sell your personal information. They will only send one informational email per month if there aren’t any credit issues to be concerned with. Visit CreditKarma.com today and get started. Also, don’t forget to check out the Annual Free Credit Report home page for additional credit information.