Credit Report Guy
Get Your Annual Free Credit Report
Your credit report is a critical component of your financial wellbeing. It can determine whether you qualify for a loan or credit card, affect your interest rates, and even impact your ability to rent an apartment or get a job. Fortunately, under the Fair Credit Reporting Act, you are entitled to one free credit report […]
My Annual Credit Report
So where can I get my annual credit report? I am sitting here thinking to myself why some people even bother getting their annual credit report. After all, most people these days are only into instant gratification. On payday these people usually go buy something on sale. Tax refunds are only for buying huge flat screen TVs, a few lobster […]
Annual Free Credit Report Phone Number
You can easily contact Equifax, Experian and TransUnion, the three nationwide credit reporting companies by phone, mail or website. To order your free credit report by telephone, call the credit reporting bureaus directly using their toll-free phone number. The Annual Free Credit Report Phone Number is 1-877-322-8228. If you are eligible, the Fair Credit Reporting Act or FCRA requires […]
Credit Card Skimmers Hidden In Gas Pumps
As if we didn’t have enough in the world to be worried about, now be have to be concerned every time we go and get gas. To the naked eye they are undetectable, but now credit card skimmers hidden in gas pumps may be collecting and storing your credit card and PIN numbers. The bad guys then return at a later time to get […]
Free Credit Report Gov
You have the right to a free credit report from the free credit report gov website. It is the only authorized source under federal law. You may request your annual free credit report once every 12 months from each of the three consumer reporting agencies, Equifax, Experian and TransUnion. It is completely up to you if you wish to […]
Happy Freaking New Year 2015
Well 2014 is behind us and we now begin a fresh new year. Happy Freaking New Year 2015, let’s reflect on the past year then plow ahead to this year. In January 2014 a barrel of oil reached $105 a barrel, at the end of December a barrel of crude was hanging around $53. The nationwide average for Gasoline was at $3.70 a […]
Dow Jones All Time High
Have you been investing in the stock market during the past 48 months or so? If you invested anything like I did, you invested with caution. By reaching 18,576.47 on Friday August 12, 2016, the Dow Jones all time high record finish, the market proved our strategy wrong. Looking back we wonder why we were so conservative with our investment strategies. […]
Personal Money Management Tips
Thank you for clicking over to my blog post today in order to learn a few new personal money management tips. But I have a question, shouldn’t we have all learned personal money management tips in high school? Did you know that there are only four states that require high school students to take a personal finance […]
Discover Card Free Credit Score
Great news, Discover Card has teamed up with FICO and the TransUnion credit bureau to add your free credit score to your statement each and every month. You may also, login to your Discover Card account to see your free credit score anytime. The Discover Card free credit score offer is a game changer. We believe that […]
Free Credit Reports From All 3 Bureaus
Why should you bother looking at your credit report you ask? The answer is very simple, because you need to know where you currently stand financially. With the FACT Act in place, you now have rights to view your annual free credit report file. And then dispute any errors you may find. You can request your free credit reports from […]
Personal Finance Planning
Personal Finance Planning – Many people believe that having an open line of credit is a free ticket for spending more money. But getting a new credit card with a $2000.00 spending limit does not mean you now have $2000.00 in your wallet. What it really means is that you have the opportunity to borrow […]
CreditKarma.com Reviews
CreditKarma.com Reviews – Everyone should know by now that you can always get your free credit report at annualcreditreport.com. But did you know that annualcreditreport.com will actually charge you for your credit score? That is right, you will only have free access to your credit report, which lists the full detail on all your credit accounts. But not so at […]
Employer Credit Check
If you are ready to enter the workforce, it’s likely you will be subjected to an employer credit check. We all know that the current job market is plenty tough enough. But who would ever think that you may not be offered the job of your dreams because of information in your credit report. It does appear that an prospective employer credit check is becoming the […]
Requesting Your Free Credit Report
Viewing your free credit report is simple and you can get yours every year from one or all of the three consumer reporting agencies, Equifax, Experian and TransUnion. It only takes a few minutes to view and download your free credit report so there isn’t any reason not to do so. Your annual free credit report […]
Building Credit
Building credit isn’t really all that hard. In this blog post, we will show you ways you can easily begin building credit in just a few simple steps. It doesn’t matter if you are a young adult just starting out with your finances. Or being a bit older and life events have caused your credit score […]
Help With Credit Card Debt
When it comes to help with credit card debt, we recommend Dave Ramsey’s 7 Baby Steps. Dave Ramsey is one of the most popular personal finance gurus in the United States, he is renowned for his no nonsense approach to personal finance. Dave say’s “You will get out of debt the same way you learned to walk—one step […]
How To Dispute a Credit Report
How To Dispute a Credit Report – Under the FACT Act, credit reporting agencies have an obligation to help keep accurate information in your credit report file. But you must first do your part by reviewing your credit report at least once per year. Then inform the credit reporting agencies of any discrepancies you may or may […]
Man Vs Debt Adam Baker
Man Vs Debt Adam Baker – When I was searching the financial forums the other day. I was looking for simple ways to become debt free and living a better life. I came across a guy named Adam Baker. Only a quarter the way through the article when it hit me like a ton of bricks. This guy has “got it”. He is on the […]
Credit Report Checklist
Here is a quick Credit Report Checklist of what information you need to have ready when requesting your credit report. Your credit report is free every 12 months or more often if you have been refused credit, employment, or insurance within 30 days – based on a credit report from the credit bureau from which you now […]